While the causes of climate change may be for up for debate, its impact on our economy and potential adjustments to business models are not. For example, rampant coastal flooding in South Florida has prompted at least one research institute to predict insurers will stop offering homeowners policies in the region. As a result, the…

Anyone who followed the often-used investment adage, “Sell in May and go away,” is likely pleased with their decision after the markets struggled in the month of August.1 While recent market events may seem dramatic, August is historically the weakest month of the year for U.S. equities.2 By mid-August this year, both the Dow and…

The Federal Reserve’s Federal Open Market Committee (FOMC) evaluates a plethora of factors before making any monetary policy decisions at meetings, which generally take place eight times a year. One source that helps inform their policy decisions is the “Beige Book,” which is the informal name for the FOMC’s “Summary of Commentary on Current Economic…

As we head into the election year, health care continues to be one of the driving political issues. The wide array of 2020 Democratic presidential candidates have so far proposed several new health care plan variations. But is there a one-size-fits-all solution for health care in America? The Patient Protection and Affordable Care Act (Obamacare)…

We frequently hear about the various effects of climate change and how they can be mitigated. It often feels as though households and companies must make significant sacrifices to undo a lot of the damage that’s been done. However, there also are many positive benefits that can come from making certain changes, both locally and…

The Social Security Administration issues about 5.5 million new cards each year. Social Security numbers go out of use when their owners pass away and are never reused. Also, the first three digits of the Social Security number reflect the application location for your first card.1

There is one predominant reason why retirement portfolio design must be approached differently today than in previous years: There is an infant alive in this world, right now, who is expected to reach age 200.1

As we head into the election year, health care continues to be one of the driving political issues. The wide array of 2020 Democratic presidential candidates have so far proposed several new health care plan variations.

In our personal lives, we have a conscience that keeps us from doing not-so-nice things. Sometimes we even get a creepy-crawly feeling when we think someone may be up to no good.

Researchers have estimated how much of our lifetime is spent on various activities. For example, based on a lifespan of 80 years, the average person will spend:1 26 years sleeping 7 years trying to get to sleep 13 years at work 8 years watching TV 4.5 years eating 3 years on social media 3 years…